Budget App

I’m looking for a good budget application for Android and found an Expense tool which will help me budget properly, I hope. I really need it since my budgeting skills are really worse view. Hubby won’t even lend me some money even if it’s for the household so that I will learn my lesson.

I’m also trying not to use my credit card since this is the main culprit with my money problems.

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Loading

My driving instructor talked to me about business the last time I had my driving lesson. He offered me a loading business, which is now being offered as a multi-level marketing. He said that the profit is quite high and that one can earn up to $50,000 in a year. I told him I can’t guarantee that I will accept his offer and he told me I could have a business equipment lease or some loan. I said I’ll just try to ask friends and have them as his downline instead.

I can’t take multi-level marketing since I’m not good with sales talk. I’d rather invest my money somewhere else instead of selling something.

Budgeting

I have a lot to learn when it comes to budgeting. I always exceeds my budget every time and there hasn’t been a time when I was able to save some. Now that I’m married, I should be able to spend money wisely, right? But still, I couldn’t budget properly. My husband always gets mad at me that I am spending way over our monthly budget, LOL!

All of my salary were spent on the house rent, utility bills, phone bills, groceries and other miscellaneous stuff. Most of the time, I withdraw some more from my husbands account. But, no matter how I make some allotments to meet the budget, the salary I get is still not enough to make ends meet.

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Tags: budgeting, finances